How to Pay for Bariatric Surgery Without Insurance

Even though weight loss surgery and dental treatment are an easily accessible option, financing the same remains a hassle for many.

People often forego surgery due to a shortage of finances. In the United States and Canada, bariatric and dental surgery is quite expensive.

Cost Of Bariatric Surgery Without Insurance?

In the United States, the average cash pay price of gastric sleeve is $19,100, and the price of a gastric bypass without insurance is $23,000.Patients from these countries opt for affordable bariatric surgery in Mexico as the cost of the procedure in Mexico is 70% lower as compared to the United States and Canada.

Our self-pay packages for bariatric surgery in Mexico begin from $3,899. The cost of a gastric bypass without insurance in Mexico is $5,595.

The following table shows the cost of bariatric surgery without insurance in Mexico vs the United States, Canada, and Australia:

*Prices are subject to change.

Cost Of Dental Surgery Without Insurance?

Similarly, if we look at the cost difference in one aspect of Dental treatment, per se Dental Implant placement, the cost in Mexico is about half of the cost in the United States.

The following table shows the comparison of implant prices across various countries in North and Central Americas:

Lack of funds should not deter you from getting the care you deserve. In this article, we will look into the various financing options that can be picked by an individual are as following:

Self Payment

Even though Self Pay is the easiest option, but not everyone can afford to do so. Savings is a self-financing method for getting the surgery done.

An individual in need of bariatric surgery can plan out his/her expenditures in a manner that a specific part of the income is kept aside as savings every month.

Henceforth, the accumulated income can be used for getting the treatment. This method involves financial planning and budgeting so that one can collect a reasonable amount for the surgery.

One may sell off unusable/unrequired assets for raising money. This way there will be no dependence on anyone for raising funds.

Self-payment for a procedure can be done in many ways, either by cash payment, a cheque or by wire transfer. It saves the patient of additional costs such as interest and the hassle of repayments.

Medical Loans

There are many banks and financial institutions that offer medical loans to people suffering from some medical predicaments and are unable to get the same treated due to monetary limitations.

The medical loan facility can be availed by people on a specific rate of interest after providing collateral and fulfilling other related formalities. There are certain guidelines for the approval of loans.

At times, the financial organization can even offer unsecured loans, in which case the interest charged is usually higher as there is no collateral involved. United Medical Credit and Financing Solutions are two such services.

Click on the images below to check if you are eligible for a loan:

Credit Card

This is also a kind of unsecured loan. You pay upfront with your credit card and keep paying back the amount to the credit card company in easy installments.

Others

There are other nonconventional methods of financing your surgery. These include Informal Loans, Refinancing, Crowdfunding and Money pool.

Medical tourism Corporation also offers a saving scheme “Save For Surgery” In 2016, 1,400,000 Americans traveled abroad for medical reasons.³

Did you know?

By 2020, over 650,000 medical tourists will travel to Mexico, from the U.S.⁴

Conclusion

As mentioned, there are multiple financing options for individuals seeking medical treatment. Therefore, a person can choose a financing option as per his convenience of repayment and income level. The shortage of finances should not come in the way of a healthy life.

We do not promise guaranteed financing for surgery but can certainly help you get access to the care you deserve.